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How to File a Truck Accident Claim The majority of accidents involving trucks are caused by carelessness on the part the truck driver, or a trucking company. Victims of injuries often need to file a lawsuit to get full compensation for any incident-related costs. Medical bills are a common cost for victims of truck accidents. The insurance company for the responsible party might require an independent medical exam in order to obtain a clear picture of your injuries and how they affect your daily life. Medical Care You should seek immediate medical attention after the accident to ensure your safety and health. Also, seeking medical attention as soon as you can will make it easier to document your injuries for use in your claim. This will also allow you to make an argument that your injuries are the result of by the accident. Medical expenses are an essential aspect of any personal injury claim. They provide evidence of the severity of your injuries and how they affected your life. Without solid documentation of your injuries, you could be unable to recover the full amount of compensation for all your damages. In some instances, medical care might be too extensive to prevent you from working or going back to your normal routine. In this situation you could be eligible for compensation for loss of income. You could also be entitled to reimbursement for the cost of any assistive device that you require to lead in a normal way. In every accident, there are several parties who could be held accountable for the outcome of a truck accident. They include: Truck drivers: They could be either company employees with a contract to drive for a specific employer or independent owner-operators. They operate their trucks for them or the shipper with whom they have an agreement. Truck drivers who are reckless, negligent or engage in reckless driving may be held accountable for the resultant accident. Other drivers: If another driver's negligence caused a crash, that person might be held liable. It is common for other drivers to share responsibility in truck accidents, particularly when the other driver was driving recklessly or distracted. The responsible parties could try to deny your claim by trying to minimize the blame, recording your statements against you, or even tricking you into admitting responsibility. This is why you should to hire a skilled truck accident lawyer. Your lawyer will fight for your rights and ensure the liable party pays what you are due. Lost Wages Accidents involving trucks aren't the usual. These accidents are more severe and more likely to cause permanent disability and long-term injury. They also carry more weighty loads that could put occupants in more danger. There are various kinds of truck drivers, which include owner-operators who own their own trucks and contract with shippers to transport products for a charge or company drivers who drive the vehicles that are owned by their employers. Both parties can be held liable for collisions that involve commercial vehicles based on the circumstances. Someone who suffers an injury in a truck accident that stops the person from working could be entitled to compensation for the loss of wages. The amount they could have made during the time they were not able to work because of their injuries is used to determine the amount of amount of compensation. This includes not only regular salaries, but benefits such as paid time off and overtime. Before awarding damages for lost wages, a judge typically examines a letter from the injured party's physician that details their treatment plan and explains the reason they were unable to go to work. A letter from the person's employer is also required. It verifies their salary or hourly wage, as well as the number of days they were unable to go to work due to their injury. Once the evidence is gathered after which your lawyer will prepare an itemized list of demands that details the amount you have suffered as a result of the truck accident. This is then sent to insurance company of the other driver with a clear statement that outlines the facts of the case as well as the way you were injured and the amount you are requesting. There could be back and forth communication throughout the negotiation process and if an agreement is not reached, your attorney will file a lawsuit on your behalf. In most cases, a person who is claiming damages can claim back wages lost due to the bodily injury liability coverage of the driver at the fault. If this isn't an option the person who has been injured can make a claim through their own insurance company for their automobile. This will only be in the amount of their personal injury protection coverage (PIP). Pain and Suffering Accidents involving trucks can cause emotional and physical pain along with financial loss. These non-economic damages are usually more difficult to put a dollar figure on, but they nevertheless need to be compensated in monetary terms. A New York truck accident attorney can examine your case and determine the value of your non-economic damages. One good example of non-economic losses is the inability to pursue hobbies or engage in your favorite pastimes due injuries. greensboro truck accident attorney could also miss out on vacations, or other activities that make life enjoyable, and you deserve compensation for this loss. Loss of consortium as well as loss of enjoyment of life are two other examples of non-economic damages. If you're injured in an accident involving a large truck, it is important to seek medical attention right away. Not only will this help ensure your health and wellbeing, but it will be a vital piece of evidence for any future personal injury lawsuit. It's also crucial to have a thorough medical evaluation, even if your injuries seem minor at moment. In time medical professionals will be able to determine the severity of your injury and offer you the right treatment. The next step is to have your attorney review all the evidence and create a demand letter that sets forth your compensation needs. Your lawyer will send the letter to the party responsible and their insurance companies. Your lawyer will be prepared to take them to trial if they fail to comply with your demands. This lets them know that you're not going to compromise and they should be treated with respect if they want you to receive fair compensation. Be prepared for the insurance company of the party responsible to reach out to you regarding the accident and any injuries that you sustained. They are usually “wolves in sheepskins” and will attempt to get you to give them information that they can alter and use against your settlement in court. By making your lawyer the sole handler of all communications with insurance providers and others, you can be sure to avoid making statements that could be used against you. Damages The most significant element of a truck accident claim involves the damages. These could be financial, such as medical bills and lost wages, or not, such as pain and suffering. All damages are caused by negligence. In order to claim compensation for these losses, the victim of injury must prove that the liable person failed to exercise reasonable care in operating or maintaining their vehicle, or was reckless on the road. As a result of the enormous weight and size of these vehicles, the victims can sustain severe injuries in even the most minor accidents. It is vital to seek medical attention immediately even if the injuries seem to be minor. This will not only safeguard your health and well-being but will also provide the necessary evidence for your possible injury claim. This will help your insurance company determine the extent of your injuries, and may prevent them arguing that you're not as injured as you claim to be. It is also important to keep track of all costs incurred in connection with your accident. You should keep the track of any travel expenses you incur to make it to appointments with your doctor and other treatments. Also the property damage that is caused by the accident. This includes your vehicle which could be totaled in a serious crash and personal belongings like watches and other jewelry. It is not uncommon for the insurance company of the responsible party company to attempt to contact you soon after your accident to offer an agreement. But, you should stay clear of talking to them or entering into a settlement without consulting a seasoned truck accident lawyer. They often try to entice you to accept lower offers that do not enough cover the costs associated with your accident. A knowledgeable lawyer will be able to examine your records and give you an accurate estimation of the value of your case. Additionally, your lawyer will be able to determine whether any additional damages are available such as punitive damages. These are damages intended to punish the wrongdoer and deter others from engaging in similar behaviour.